# How to read the BlazePhoenix staking screen: locks, boost, borrow, health

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> Updated: 2026-07-20

The staking cards decoded: effective stake and the 1.10x–2.75x lock boost, borrow limits, debt-to-stake health versus the 95% line, and the live solvency banner.

YOUR STAKE is the BZPX you locked; EFFECTIVE STAKE is that amount times your lock BOOST — a public quadratic curve from 1.10× (1 year) to 2.75× (the full 7). Longer commitment, larger share of the fixed emission: 180,000,000 BZPX over 7 years, plus borrower interest. The APR shown is derived from those public curves and the pool's current state — not a promotional number someone can quietly change.

The BORROW card lets you draw liquidity against your own stake — up to 50% of effective stake — without selling. Because collateral and debt are the same token, no price oracle exists anywhere in the system: nothing to manipulate, nothing to depeg your position unfairly.

## The numbers that ask for attention

DEBT-TO-STAKE is your position's health: liquidation begins at 95%, so the distance between your ratio and 95% is your safety margin — interest accrues continuously, so an untouched loan drifts upward over time. UTILISATION is the pool-wide gauge: above 80% the borrow rate turns steep by design (the kink), protecting exit liquidity for withdrawers; expect borrowing to get expensive there, and withdrawals to stay possible.

And the number that guards everything: the solvency banner. isSolvent() is re-read from the chain — not asserted by us — and the conserves guard makes an insolvent state unreachable per-transaction. If you check one thing weekly, check your debt-to-stake; the protocol checks the rest every block.

**Verify it yourself:** cast call 0x3f60C7aa0c36a78D200405feBE143d2Cf3fA0c77 "solvency()" --rpc-url https://mainnet.base.org — the screen renders these exact fields

Related: https://blazephoenix.xyz/learn/what-is-staking · https://blazephoenix.xyz/learn/oracle-free-lending · https://blazephoenix.xyz/learn/master-conservation-identity